Your Legal Position In India
This legal page explains how we treat your account, identity checks, payment records, wallet activity and access requests. The terms apply when you use 0ho from India, but your right to access any real-money feature depends on local law and is available where local law permits.
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We may ask for identity proof, payment ownership proof or address confirmation before withdrawals, account recovery or certain changes. UPI, Paytm, PhonePe and Google Pay receipts may be used to match your wallet record with your account name. If a law, court order, banking rule or
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payment partner requirement affects your access, we may pause a transaction or ask for more detail before we act.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.